Navigate FBAR Compliance With Confidence
Understanding the $10,000 threshold isn't just about math—it's about protecting your financial future. We provide the meticulous oversight you need for FinCEN Form 114.
Streamlined FBAR Preparation
Think your foreign savings aren't high enough? The aggregate rule is where most people stumble. If the combined total across all foreign accounts hits $10,000 at any point in the year, you must file.
Account Specifics Needed
- Full bank name and headquarters address
- Exact account numbers/IBANs
- Maximum value in USD during the cycle
Our 3-Step Process
Securely upload bank statements from all international institutions.
Our specialists identify reportable vs. non-reportable assets.
Electronic filing on your behalf with full confirmation receipt.
Data Integrity
We use military-grade encryption for all financial document transfers.
Deadline Alert
April 15 is the standard due date, with automatic extensions to October 15.
Understanding FBAR Penalties
Why risk civil monetary penalties that could exceed $10,000 for non-willful violations? Our guidance is designed to keep you compliant and worry-free.
Non-Willful Violations
Simple mistakes can still be costly. While often lower, these penalties apply per violation and can stack quickly if multiple years are missed.
Willful Violations
Intentional avoidance carries severe weight: potentially the greater of $100,000 or 50% of the account balance at the time of violation.
Client Success Stories
"Why risk doing this alone? We're grateful for the meticulous attention to detail at Victor Ochoa. We'd ignored several small accounts because we thought they didn't count toward the aggregate limit, but their team caught the oversight before it became an audit issue."
Jamin Popma
Expatriate Financial Manager
"Professional, fast, and completely secure. Don't file without them."
Janeth Greyson
Prompt service that saved me hours of research. Worth every penny.
Ruyang Y.